Child’s Play: Investing With My Children

One of the main reasons we built the Invest app was to make investing as beautiful and engaging as possible. But is the process easy enough for a child to use it? The original idea of Rubicoin was to codify long-term success in the stock market. Success in any pursuit is underpinned by behavior, and … Continue reading

Are You The Worst? Redefining The Millennial

Millennials – they’re the worst. But what if we were to tell you that, apart from the difficult financial climate they now find themselves in, you’ve actually been a Millennial all along? We hate to be the ones to break it to you, but you might be ‘the worst’. Millennials are the undisputed global scapegoat … Continue reading

The Dow Jones Index: Hitting 20,000

Since mid-December, various media outlets have been frantically tracking the Dow Jones as it approaches the 20,000 mark for the first time. But what does hitting 20K really mean for the index, and the market as a whole? Over the last month or so, the financial media has been enthralled in a collective mania over … Continue reading

What Is A P/E Ratio?

We’re frequently asked by users about P/E ratios and how they are used to assess potential investments. In the latest Rubicoin U blog, we debunk some of the major misconceptions about P/E ratios and find out if it’s actually a metric worth using. Warren Buffett is commonly referred to as one of the world’s most successful investors, but … Continue reading

‘Tis The Season: Seasonal Investing

Trying to predict the short-term market is about as effective as analyzing a lottery ticket. That said, the market has been known to follow certain seasonal trends at different times of the year. A few months ago, we wrote a blog explaining why September was traditionally one of the most volatile months in the stock market. … Continue reading

Yes Boss! How To Assess Company Management

When you begin to consider new companies to invest in, one of the very first things you should look for is a good management structure. Recently, we reviewed the excellent The Little Book That Builds Wealth by Pat Dorsey for our Five Minute Read series. In it, Dorsey outlines the different ways in which companies with economic moats can generate excessive returns … Continue reading

Passive Income

It can be hard to pay off all your bills on a monthly basis, never mind putting aside money to invest. However, more and more people have started supplementing their salary with passive income. Unless you’re Warren Buffett or Bill Gates, you’re bound to struggle with the bills from time to time. In fact, most people will … Continue reading

The Five Minute Read: The Little Book That Builds Wealth

In Rubicoin’s latest Five Minute Read, we review Pat Dorsey’s examination of economic moats in The Little Book That Builds Wealth. Pat Dorsey is the founder of Dorsey Asset Management – a wealth management firm focusing on 10-15 companies with sustainable competitive advantages. Dorsey believes that by concentrating on businesses that have a wide economic … Continue reading

Tesla/SolarCity Merger: All You Need To Know

Farewell SolarCity…. We hardly knew you. It’s with a heavy heart that we bid farewell to SolarCity, one of our favorite little companies in the Rubicoin Showroom.The largest installer of solar panels in the United States has been acquired by Tesla Motors in a $2.6 billion deal as of last week. The largest installer of solar … Continue reading

Exchange Traded Funds (ETFs)

Instead of building your portfolio from individual stocks, investing in an ETF allows you to instantly access a wide-range of assets. One of the most common queries we get from our users is, “I want to invest, but where do I start?” It’s easy to tell people that investing will help shape their financial future, … Continue reading

Peak to Trough: How To Handle Stock Price Declines

Sometimes great businesses see huge stock price declines. Yet some investors manage to ride out these tough times and cleverly hold onto declining assets. Today we look at some stats that may leave you feeling more philosophical the next time your portfolio takes a hit. Warren Buffett’s business partner Charlie Munger gave an interview to … Continue reading

The Psychology of Spending: Retail Tricks

It can be hard not to blow the bank in the run-up to the holiday season. To help you curb your spending, we’ve identified the top five retail tricks used by stores to get you to spend more money. The start of the holiday madness seems to get earlier every year. Most stores don’t even … Continue reading

Credit Cards: Tips and Advice

Most consumers tend to mistrust credit cards. Credit cards don’t automatically lead you into debt however, and can actually be used to your advantage in many ways.  Credit cards are the most prominent form of revolving credit in the United States. But there’s a tendency to think of credit cards as a poor way to manage … Continue reading

Fractional Shares: Flexible Investing

Rubicoin has launched an option to buy fractional shares through its Invest app. But what are fractional shares exactly, and what are the benefits of buying them? Here at Rubicoin, we’re constantly trying to make it easier to invest. That’s why we’re delighted to announce a new update to the Invest app that will make investing … Continue reading

Just Say No: Investing Temperament

Becoming a great investor doesn’t just rely on the ability to study the market and take some risks. In fact, one of the most important attributes to have is the temperament to just say “no”. If you’re a regular reader of any financial publications, you’ll undoubtedly come across a story that tends to resurface at least two or three times a year. This story relates … Continue reading

The Seven Steps To Start Investing

Investing is one of the best ways to grow your long-term wealth. But before you start buying stock, there are a few things you need to do.  So you’ve decided to invest… Congratulations! You’ve made one of the best financial decisions of your life. Long-term investing has consistently been proven to be the most efficient way to … Continue reading