Investing in Equality

Although it’s 2017, women the world over still face extreme adversity in the workplace. But how can gender equality actually help a company’s bottom line? This day two weeks ago, millions of people across the world united in celebrating International Women’s Day. But who could ever have predicted that Wall Street would become an unofficial … Continue reading

The Balancing Act: Saving vs Investing

Consistently saving money is a fundamental part of becoming financially independent. But where should you put this money – a savings account or investments? “How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” – Robert G. Allen First thing’s first – saving money is always … Continue reading

Are You The Worst? Redefining The Millennial

Millennials – they’re the worst. But what if we were to tell you that, apart from the difficult financial climate they now find themselves in, you’ve actually been a Millennial all along? We hate to be the ones to break it to you, but you might be ‘the worst’. Millennials are the undisputed global scapegoat … Continue reading

Passive Income

It can be hard to pay off all your bills on a monthly basis, never mind putting aside money to invest. However, more and more people have started supplementing their salary with passive income. Unless you’re Warren Buffett or Bill Gates, you’re bound to struggle with the bills from time to time. In fact, most people will … Continue reading

The Psychology of Spending: Retail Tricks

It can be hard not to blow the bank in the run-up to the holiday season. To help you curb your spending, we’ve identified the top five retail tricks used by stores to get you to spend more money. The start of the holiday madness seems to get earlier every year. Most stores don’t even … Continue reading

Credit Cards: Tips and Advice

Most consumers tend to mistrust credit cards. Credit cards don’t automatically lead you into debt however, and can actually be used to your advantage in many ways.  Credit cards are the most prominent form of revolving credit in the United States. But there’s a tendency to think of credit cards as a poor way to manage … Continue reading

The Seven Steps To Start Investing

Investing is one of the best ways to grow your long-term wealth. But before you start buying stock, there are a few things you need to do.  So you’ve decided to invest… Congratulations! You’ve made one of the best financial decisions of your life. Long-term investing has consistently been proven to be the most efficient way to … Continue reading

Earning Extra Income

Investing is all about growing your long-term wealth, but sometimes it’s hard to find that extra bit of cash you need to get you started. To help you out, Rubicoin takes a look at some novel ways to earn some extra income. You probably don’t need us to tell you that finances become stretched at times. It could be the run … Continue reading

Five Reasons Why You Should Start Investing Right Now

Although the stock market is hovering around all-time highs, only half of all Americans are currently invested. So why should you start investing in the stock market right now? There are plenty of reasons why people don’t invest. Skepticism from the last recession remains high. People are intimidated by the idea of crowded trading floors and screaming … Continue reading

Back To School Basics: Top Tips To Save You Money

September means back to school, and back to school can mean only one thing – bills, bills, and more bills! Find out the best ways to cut some of the costs of going back to college. It doesn’t really matter if you’re a freshman starting college for the first time, or a battle-hardened senior who’s … Continue reading

Pay Yourself First: Get Your Money Working For You

Sometimes it feels as though your wages are spent before they’re even earned. But in order to put money aside and start investing, you need to start paying yourself first. A comedian walks on stage and begins his set by asking who in the audience works for a bank. A few nervous hands raise in the … Continue reading

Apply For A New Job… Every Six Months

Even if you’re completely happy with your current job, some career advisors think that you should apply for a new job every six months. We take a look at the reasons behind this strange career advice. Looking for a job can be one of the most stressful things you have to endure in your professional life. Whether … Continue reading

How To Avoid A False Economy

In our eagerness to save money on every day expenses, we sometimes inadvertently lead ourselves into a false economy that will punish us financially in the long run.  We all like to save money and we all like a good bargain. Contrary to popular belief however, the two are not completely aligned. What Is a False … Continue reading

Rubi-Review: Top Five Budgeting Apps

Rubicoin’s mission is to get millions of people investing successfully. But what if you can’t put any money aside to invest in the first place? In this Rubi-Review, we look at the best budgeting apps out there. Here at Rubicoin, our mission is to get millions of people investing successfully. But we live in the … Continue reading

Stock Brokers: Unmasking the Middlemen

Investing is easy to get in to, but a lot of potential investors are turned off by a lack of knowledge in some fundamental areas. This week, we demystify the stock broker. So you’ve put some extra money aside, done research into companies that you believe in, and you’ve decided that you’re finally ready to … Continue reading

The One Percent Investment Millennials Should Know About

One percent might not sound like an awful lot, but putting away even a tiny fraction of your salary can make a massive difference to your financial future if you start early.  Setting money aside and investing in the stock market can seem like a complete pipe dream to those who struggle to pay the bills every month. Many young … Continue reading

Five Things You Can Save Money On Right Now

Investing might help you to make money, but it won’t stop you spending it. In order to cut down on your expenses, here are five everyday things you can save money on right now. There are lots of ways to save a little bit of extra cash in your day-to-day life. Putting a proper budget in … Continue reading

What Is A 401k?

There are so many different investment schemes in the financial world that it can sometimes be difficult to remember where your money is actually going. In this Money Mentor, we take a look at what a 401k plan actually is. What Is A 401k? In its simplest form, a 401k is a type of savings account for your … Continue reading

Tracking Your Expenses

If you’re serious about saving money, then one of the best places to start is by tracking your expenses. It’s pretty easy to measure our fixed expenses. We all know how much we spend each month on rent, healthcare, loan repayments etc. Fixed expenses are easy to track because like the name suggests, they’re fixed. Short … Continue reading